Friday, 18 October 2019

Essential Money Saving Tips For Mums

Being a mum can be most rewarding job in the world, while you can't say it is easy, the joy you feel watching your child growing into this amazing little person is definitely worth the stress. Nonetheless, there is one reward we all wish parenthood would provide - a financial one. Everyone knows that children are expensive, but it's not until you become a parent that you understand how much so. If you're running your household on a budget, adding children to the mix makes it difficult so with that in mind, here are seven money-saving tips everyone should know. 

Make Your Own Meals

Takeaways and meals out make tasty treats now and then, but they're far from budget-friendly. Not only is it more expensive than anything you could prepare yourself, it can be incredibly unhealthy too. This means that the family is more likely to get sick, resulting in medical costs and lost wages. A simple solution here would be to make the meals yourself. If you're short on time, you can prepare the food at the weekend and freeze it until you need it in the next week. 

Write A Shopping List

Food shopping is an exhausting task, especially with little ones in tow. When you head to the supermarket without any idea of what you need, you can make the experience even harder. You’ll probably pick up products that you don’t actually need, increasing your total spend. The best way to avoid this is to write a shopping list at home and take it with you. Planning your meals in advance and buying all the ingredients means you won't have to make multiple trips too.

Look At Second-Hand
Wanting to give your child the best isn't a bad thing. However, the best doesn't have to be brand new and expensive. When shopping for clothes, you should start your search in charity shops and second-hand stores. These establishments not only help worthy causes but sell quality goods for a fraction of the price. Most kids won't be able to tell the difference, but your bank balance will. This is particularly helpful for parents of children that go through clothes quickly. 

Hunt For Money Off
Thanks to the magic of the internet, it's easier than ever to find great deals. When you're not shopping second-hand, you shouldn't ever accept the first price you come across. Instead, look online to see if other stores sell the same product for less. This is incredibly simple to do when using price comparison websites. You can also search for vouchers and coupons for money off your shopping. Putting in just a little extra effort before paying can save you a small fortune. 

Buy The Family Home
Everyone knows that renting a property is more expensive than owning it. Although there are benefits to renting the family home, making a purchase can cut your household costs. For this reason, it's an idea you may want to consider. When you do, make sure you plan for the hidden costs of buying property, including moving expenses, stamp duty, and repairs. You don't want to run out of money before your new home is in a good enough condition for the entire family to live. 

Use The Local Library
Keeping kids entertained is a lifelong mission for parents. The trouble is, it can also be an expensive one. Thankfully, if you have a library nearby, it doesn't have to be. These days, local libraries are full of resources to entertain your kids. As well as books, most also house DVDs and CDs. Many offer board games and video games to rent too. Rather than buying these things, you should borrow them for a few weeks, which provides plenty of fun without any cost at all.

Find Other Childcare Options
As much as we would like to, we can't be with our children every hour of the day. Some mums have to work, and all need time alone now and then. Unfortunately, childcare can be quite pricey. The good news is, there are many other options to consider. You could set up a babysitting circle, for example, which is where mums trade babysitting with one another. If you have friends and relatives nearby, you could ask them to take care of your little ones for a few hours too. 

Being a parent won't ever be cheap, but that doesn’t mean it has to be quite so expensive. With the money-saving tips above, you can raise your little ones happily, even on a tight budget.



  1. I'm always looking for ways to save money, I've started cutting back on my outgoings recently to save.

  2. Such a great post with so many useful points in here.

  3. These are such useful tips! I might not be a mum but I feel like I could implement these in our household. Well technically I am a mum of 4 pets which can be extremely expensive


  4. These are all brilliant tips, especially to know before having a baby! We're on a budget right now, but we're hoping to be able to buy a property in the next few years before we end up having to pay as much in rent as a mortgage would be. I know which one I'd rather be paying!
    Bella x -

  5. These are all such useful tips - I feel like you can apply them even if you don't have kids. I really enjoy shopping in second-hand stores because you can find some really unique pieces for a fraction of the price!

    Dominika |

  6. I'm not a Mum but these are great tips and could definitely be applied to non-mum's too. I've started using the library loads over the last few years and saved quite a bit of money on books!


  7. such a helpful post for saving money when you've got kiddos. all about the bargains! x

  8. I really need to start using my library! I do use Netgalley for free books as a book blogger though x

  9. Meal planning is a godsend! I'm also trying to do one big shop a week instead of nipping in every few days; I don't think I've appreciated how much that adds up

    Jasmine xx

    Jasmine Talks Beauty

  10. This is such a helpful post! Meal planning is my absolute game changer, I try to be as clever as possible to include leftovers so I end up with a couple of weeks worth of meals. ❤

  11. I'm not a parent but even with budget planning on food and meal prepping I'm fully behind these things, it saves me so much and means I'm not constantly buying food at work!
    Kayleigh Zara ❄️✨

  12. Although I'm not a mum some of these tips are fab

  13. Meal planning is a great idea for everyone! My nephew's mum also sells all his old clothes and toys on FB and puts the money towards buying new for birthdays etc!

  14. Childcare options, without a doubt will cut my budget down SO much! We love saving money too!

    Erin || MakeErinOver

  15. I've been doing SO much budgeting and planning since having Margot - weekly meal planning / supermarket shop is the one! x

  16. I'm not a parent, but I can imagine it is incredibly stressful to add a small child into the financial mix! We're rubbish with money as it is but we recently started properly meal planning, and we were amazed how much money we saved on our shop when we weren't picking up random nonsense! Also - the library is like my second home. More people should use them!
    Beth x Adventure & Anxiety


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